Say Goodbye to Outpatient Deductibles
Premium insurance coverage without the premium price tag. No outpatient deductibles, no hidden fees, just honest protection for you and your family.
Why should you have to pay to use your insurance? With our plans there is no deductible unless you are admitted to the hospital or ICU.
Zero Outpatient Deductibles
Immediate Coverage
Visit your doctor, get lab work, or see a specialist without paying a deductible first. Your coverage starts working from day one — no upfront costs standing between you and care.
Nation's Largest Network
Nationwide Provider Access
We're part of the nation's largest network. Go out-of-network and still receive the same benefits — or choose in-network for additional discounts and a higher chance of excess benefits.
A- Rated by AM Best
Financial Stability
As an A-rated carrier by AM Best, we demonstrate an excellent capacity to meet all policy obligations — strong financial health and a high likelihood of paying claims promptly even in difficult conditions.
Zero Outpatient Deductibles
Immediate Coverage
Visit your doctor, get lab work, or see a specialist without paying a deductible first. Your coverage starts working from day one — no upfront costs standing between you and care.
Nation's Largest Network
Nationwide Provider Access
We're part of the nation's largest network. Go out-of-network and still receive the same benefits — or choose in-network for additional discounts and a higher chance of excess benefits.
A- Rated by AM Best
Financial Stability
As an A-rated carrier by AM Best, we demonstrate an excellent capacity to meet all policy obligations — strong financial health and a high likelihood of paying claims promptly even in difficult conditions.
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How Our Plans Work
Understanding your insurance shouldn't require a law degree. Here's how our underwritten plans save you money:
- No deductible for outpatient visits - see a doctor without upfront costs
- Deductibles only apply to hospital admissions and ICU stays
- Nationwide network with over 5,000 hospitals
- Up to 40% savings compared to marketplace plans
How to Get Covered
Easy, quick, and affordable — your coverage is just three steps away.
Answer a Few Questions
Tell us a little about yourself, your family, and what kind of coverage you're looking for. It only takes a couple of minutes.
An Agent Will Contact You
One of our health insurance consultants will contact you to confirm your information, explain your best coverage options, and provide your exact monthly premium.
Start Your Coverage
The sooner you connect with us, the sooner you can begin your coverage and start protecting your health.
What Our Members Say
Real feedback from real members who switched to our zero-deductible plans.
“This plan made healthcare feel understandable again.”
I like knowing exactly what my benefits are before I ever go to the doctor. Being able to choose between paying cash or using a provider network gives me flexibility I never had with traditional insurance.
Ready to Stop Paying Outpatient Deductibles?
Join thousands of Americans who are saving money with our plans. Get your free quote today.
Get Your Free Quote NowUp to 40% Cheaper than ACA • Apply any time, year-round • Cancel whenever