Want traditional insurance without the marketplace?
Health coverage that delivers comprehensive care, nationwide access, and protection when it matters most.
Types of Plans
Traditional major medical insurance options — no need to deal with the ACA marketplace. Enroll year round outside of Open Enrollment.
Traditional Major Medical
Covers expensive hospitalizations, surgeries, ER care, specialty visits, and prevents catastrophic financial loss if serious illness or accident occurs.
HSA (Health Savings Account)
Save on taxes, lower your premiums, and access your money anytime with HSA healthcare. Tax funds roll over year to year. Use the funds for a whole range of routine expenses. Best of all, your HSA comes with gap protection and savings that move with you.
Cost Saving Visit-Limit Plans
Visit-limit health plans offer lower premiums and predictable, fixed benefits for each visit, making it easier to budget for care. While it may include annual visit limits, you get essential coverage at a lower cost—a straightforward, affordable option for basic health needs, with excellent maternity and prenatal care.
Watch: Understanding Major Medical Coverage
How Our Plans Work
Before signing up for health insurance, take a moment to consider how plans work and what coverage matters most to you. Here’s how you can find the best plan with us:
- Variety of different plan types for your preferred cost and coverage
- Maternity coverage available with select plans
- Enroll year round — no need to wait for open enrollment
- No marketplace hassle — apply directly with us
What Our Members Say
Real feedback from real members across the country.
“This plan made healthcare feel understandable again.”
I like knowing exactly what my benefits are before I ever go to the doctor. Being able to choose between paying cash or using a provider network gives me flexibility I never had with traditional insurance.