Want traditional insurance without the marketplace?
Health coverage that delivers comprehensive care, nationwide access, and protection when it matters most.
Types of Plans
Traditional major medical insurance options — no need to deal with the ACA marketplace. Enroll year round outside of Open Enrollment.
Traditional Major Medical
Covers expensive hospitalizations, surgeries, ER care, specialty visits, and prevents catastrophic financial loss if serious illness or accident occurs.
HSA (Health Savings Account)
Save on taxes, lower your premiums, and access your money anytime with HSA healthcare. Tax funds roll over year to year. Use the funds for a whole range of routine expenses. Best of all, your HSA comes with gap protection and savings that move with you.
Cost Saving Visit-Limit Plans
Visit-limit health plans offer lower premiums and predictable, fixed benefits for each visit, making it easier to budget for care. While it may include annual visit limits, you get essential coverage at a lower cost—a straightforward, affordable option for basic health needs, with excellent maternity and prenatal care.
Exclusive Provider Organization (EPO)
EPO plans give you access to in-network coverage at lower premiums, with no need for referrals to see specialists. Enjoy predictable costs and straightforward care, all within a trusted network. It's simple, affordable, and designed to keep your healthcare hassle-free.
Plan Networks
You get to choose your network! Access top-tier healthcare providers across the nation.
Blue Cross Blue Shield
One of the largest and most recognized health insurance networks in the United States, with access to doctors and hospitals nationwide.
Cigna
A global health service company with an extensive network of healthcare providers and a focus on personalized, whole-person health.
Private Health Care Systems (PHCS)
A nationwide PPO network offering access to over 900,000 healthcare professionals and 5,000+ hospitals.
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