Can't afford traditional insurance or looking to boost your coverage?

Get instant coverage or enhance your coverage with guaranteed-issue benefits that protect your health and help you save on medical costs, with discounts and flexible options included.

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Guaranteed Issue
No Underwriting
Approved Next Business Day

How It Works

The National Consumer Protection Plan (NCPPlan) offers membership opportunities that provide access to a wide range of discounts, services, educational tools, and resources not typically available to consumers nationwide.

NCPPlan Membership Benefits

NCPPlan membership includes insurance benefits that can enhance your existing coverage or be used as a standalone plan. These plans are guaranteed issue and become effective the next business day, with no Social Security number or tax ID required.

Whether you're between jobs, self-employed, or simply looking for additional protection, NCPPlan provides flexible, affordable coverage options designed to fit your needs.

Guaranteed Issue
Next Day Effective
No SSN Required
Instant Approval

Insurance Benefits

Access insurance benefits that protect your health and provide financial security when you need it most.

Exclusive Discounts

Save on prescriptions, dental, vision, hearing, and more through our nationwide discount network.

Flexible Options

Use as standalone coverage or enhance your existing insurance plan with additional benefits.

Types of Plans

Choose the plan that fits your needs. All plans include a $24.99 one-time activation fee.

Core Plan

$69.99/month

Single or Family coverage

Lyric Telemedicine
Lyric Behavioral Health
Aetna Dental Access
Chiropractic Discount
Imaging Discount
Acute Rx by Pram
Emergency Travel Plan
Physicians/Facilities Multi Plan
Coast to Coast Vision
Avis & Budget Discount
Figo Pet Insurance
Abenity Loyalty Program
UPS Discounts
iPlanned Virtual Will
Most Popular

Value Plan

$84.99/month

Single: $84.99 | Family: $94.99

$10,000 AD&D Coverage
$2,500 Accident Medical ($250 ded.)
$5,000 Group Term Life
Lyric Telemedicine
Aetna Dental Access
Chiropractic Discount
Imaging Discount
Optum RX
Emergency Travel Plan
Physicians/Facilities Multi Plan

Platinum Plan

$99.99/month

Single: $99.99 | Family: $114.99

$25,000 AD&D Coverage
$5,000 Accident Medical ($500 ded.)
$2,500 Critical Illness
$10,000 Group Term Life
Lyric Telemedicine & Behavioral
Acute Rx by Pram
Aetna Dental Access
Chiropractic Discount
Imaging Discount
Emergency Travel Plan
Physicians/Facilities Multi Plan
Coast to Coast Vision

All plans include a one-time $24.99 activation fee. Coverage effective next business day.

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